Mortgage News for April 16, 2021

Mortgage News for April 16, 2021

Half as Many Houses AvailableThe housing market currently has a limited supply of potential buying options. Prospective buyers shopping today have 52% fewer homes to choose from than at this time last year, according to Realtor.com's Monthly Housing Trends Report....
Mortgage News for April 9, 2021

Mortgage News for April 9, 2021

Buying a Fixer-Upper?High prices within the real estate market might have some buyers considering that fixer-upper home. But is it really worth it?According to research from Remodeling Magazine, it depends. Smaller-scale home-improvement projects tend to have better...
Mortgage News for April 2, 2021

Mortgage News for April 2, 2021

Mortgage Market UpdateClosing Cost OptionsClosing costs can run buyers between 2% and 5% of a home's price. Some borrowers, though, aren't aware that they have a few options for this common mortgage cost. For example, lenders sometimes offer a lower rate to those who...
Mortgage News for March 26, 2021

Mortgage News for March 26, 2021

Mortgage & Housing Market UpdateFHFA Relaxes StandardsThe Federal Housing Finance Agency (FHFA) is extending lighter appraisal and employment verification rules for Fannie Mae and Freddie Mac. Because the pandemic made it harder for appraisers to enter houses, FHFA...
Mortgage News for March 19, 2021

Mortgage News for March 19, 2021

Supply and DemandHousing market inventory already sits at a record low. Now challenges from severe weather further shrink the supply. New listings are down more than 200,000 in the first two months of the year, compared to the average in previous years. The result:...
Mortgage News for March 12, 2021

Mortgage News for March 12, 2021

Surging SalesJanuary saw single-family home purchases rise 4.3% above December's numbers. Experts view this impressive growth within the housing market as a sign of an improving economy on the near horizon. Home sales remain robust despite rates on 30-year fixed...
Mortgage News for March 5, 2021

Mortgage News for March 5, 2021

Mortgage Market UpdateMortgage Rates ClimbRates climbed to 2.81%, their highest point since November. Historic low mortgage rates contributed to a frenzy of home-buying and refinancing, but the coming months could see a steady rise back above 3%. Some observers worry...
Mortgage News for February 26, 2021

Mortgage News for February 26, 2021

Sellers Feeling More OptimisticConsumer sentiment for home-selling is on the rise, according to the Fannie Mae Home Purchase Sentiment Index. The percentage of respondents who say it is a good time to sell a home increased from 50% to 57%, while the percentage who say...
Mortgage News for February 19, 2021

Mortgage News for February 19, 2021

Housing Market Shortage PersistsOverall housing inventory plummeted 43% in January compared to the same month in 2020. New listings were also down by 23% year over year. The home shortage increased U.S. median home prices by 15.4%, up to a national average of...
Mortgage News for February 12, 2021

Mortgage News for February 12, 2021

Double-Digit Growth for Residential Construction Investment in the residential construction market has risen more sharply than previously anticipated, according to a report published on Feb. 9. The residential construction market has outperformed the broader economy...